How to set up Apple Pay on Apple devices

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Matthew Wilhelm Kapell
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Apple Pay is a godsend for those of us who misplace our wallets more often than our smartphones. All you need are your debit or credit card details and the latest iOS version installed on your Apple device to get started. You can then pay for your purchases in any store with a mobile payment terminal.

Read on to learn how to set up your Apple Pay wallet on different Apple devices.



How to Set Up Apple Pay on an iPhone

To start using Apple Pay through your iPhone, you must first add your debit or credit card to the "Wallet" app. Here's how:

  1. Go to the Wallet app, then tap the plus sign (+) add button.
  2. Choose the 'Debit' or 'Credit' card option.
  3. Select "Continue".
  4. Complete the steps to add your card. You may be asked to choose your card issuer or bank. If so, choose from the options or search for them using the search bar.
  5. Authenticate your information with your card issuer or bank. You may be asked to provide additional information or download an app before approving your card for use with Apple Pay.

You'll have the option to add the card to your Apple Watch if you've paired it.

How to set up Apple Pay on Apple Watch

To use your Apple Watch with Apple Pay, add your card details to the "Wallet" app. Here's how to add a card to your eWallet using your Apple Watch:


  1. Go to the Wallet app.
  2. Select "Add Card" at the bottom.
  3. Choose the "Credit" or "Debit" card then "Continue."
  4. Complete the on-screen prompts to enter your card information.
  5. If necessary, verify your information with your card issuer or bank through the Apple Watch app on your paired iPhone. You may need to provide more information or download an app to get your card approved to use Apple Pay.

How to set up Apple Pay on Mac?

To get started with Apple Pay, you'll need to add your credit or debit card information to the "Wallet" app. Follow these steps to add a card to your virtual wallet using your Mac:


  1. Access the Apple menu.
  2. Choose "System Preferences", "Wallet", then "Apple Pay".
  3. Select “Add Card”.
  4. Fill in the information to add your credit or debit card.
  5. Your bank or card issuer may ask you for more information before you can start using Apple Pay, which you may need to provide.

How to Set Up Apple Pay on an iPad

To use Apple Pay, you must add a valid debit or credit card to the "Wallet". Here's how to put a new card in your phone's wallet using an iPad:


  1. Open the “Settings” app.
  2. Choose “Wallet & Apple Pay”, then “Add a card”.
  3. Follow the steps to add your card.
  4. You may need to provide additional information to your card issuer or bank before you can start using Apple Pay.

Additional FAQs

Can I set up Apple Pay without a card?

You can set up Apple Pay by adding a virtual debit card to the “Wallet” app. You'll need to download a virtual card app and then add it to Apple Pay. Visit the App Store for virtual card apps supported by Apple Pay.


Use a virtual wallet to pay with real money

Apple Pay lets you pay for goods and services from your Apple device using a mobile payment terminal. The service continues to grow in popularity due to its many benefits including private transactions and convenience. To start using Apple Pay, you need to grant your eWallet direct access to your bank account, which is done by entering your card details into the Apple Pay “Wallet” app.

How easily do you think you'll get used to using your smartphone to shop instead of swiping your credit card? Let us know in the comment section.

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